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10 Reasons Why Most People Spend More Money Than They Earn


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10 Reasons Why Most People Spend More Money Than They Earn

Date: 2019-10-29 16:00:06

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One BIG reason people remain poor is that They Spend More Money Than They Earn. Today we explore WHY! Spending less than you earn is the beginning of your journey to Financial Independence 🙂 ♥

★★ WHAT TO WATCH NEXT ★★

6 Ways To Attract MORE MONEY To Yourself – https://youtu.be/cntfb1fsS8k

10 Things To STOP Paying For NOW! | How to Save Money UK – https://youtu.be/FtLZl5p5xsc

10 Mindset Shifts That Changed My Life FOREVER! – https://youtu.be/xPXgL2uBXFY

How We SAVE 60% of Our Income for Financial Independence – https://youtu.be/MAC5HrmYsj4

Our 12 Multiple Streams Of Income For Financial Independence – https://youtu.be/QHnlo0l8YdM

12 BEST SIDE HUSTLE IDEAS To Make Extra Money – https://youtu.be/Ns4g9h7OxuQ

★★ SUBSCRIBE TO CHANNEL HERE ★★

https://www.youtube.com/thehumblepenny?sub_confirmation=1

★★ LINKS MENTIONED IN THE VIDEO ★★

(07:07) – Is Keeping Up With The Joneses Destroying Your Future? – https://thehumblepenny.com/keeping-up-with-the-joneses
(08:14) – How To Create A Budget The Works For You – https://thehumblepenny.com/how-to-create-a-budget-that-works-for-you
(08:28 / 08:38) – BUDGET FOR LIFE – https://thehumblepenny.com/BudgetForLife
(18:50) – 12 BEST Side Hustle Ideas To Make Extra Money – https://youtu.be/Ns4g9h7OxuQ
(19:00) – 27 Legit Ideas on How To Make Money Online – https://thehumblepenny.com/how-to-make-money-online
(19:05) – 85 Ways To Make Extra Money – https://thehumblepenny.com/85-ways-make-extra-money

★★ EQUIPMENT USED ★★

Canon EOS M50 Camera – https://amzn.to/2zcz1K0
Canon 5D Mark II Camera – https://amzn.to/2xRF1XD
Canon EF 24 – 70mm F2.8L Lens – https://amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens – https://amzn.to/2lF6Sr9
Manfrotto Tripod – https://amzn.to/2YC3Sto
Apple iMac 2019 – https://amzn.to/2lEXNyz
Rode Microphone – https://amzn.to/2lFs0O2

★★ ABOUT US ★★

MARY:

I’m married to Ken and we have two boys aged 6 and 4. I’m a Londoner, born in Hackney! 🙂

Day to day, I run the operations of The Humble Penny as a creative – doing everything from marketing to video editing. I studied Multi-media design and technology at Uni

When I’m not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids 🙂

KEN:

I’m a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I’ve spent the last 20 years on a steep journey of Personal Development.

CFO by day with over 12 years of experience in the investment business. I’m also a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I’m a blogger and YouTuber by night. I create from my experiences as a family man and entrepreneur.

I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, Mail Online, Channel 5, Metro, etc.

We share content to inspire and teach others how to achieve Financial Independence and Freedom too 🙂

★★ WANNA CONNECT? ★★

Blog – https://thehumblepenny.com
Insta – https://www.instagram.com/thehumblepenny
Pinterest- https://www.pinterest.co.uk/thehumblepenny/
Twitter – https://twitter.com/thehumblepenny
Facebook – https://www.facebook.com/thehumblepenny/
Email – Ken@thehumblepenny.com

★★ OUR ONLINE SCHOOL ★★

Visit our online school at Financial Joy Academy for Video Courses, etc:

https://www.financialjoyacademy.com/

★★ ABOUT THIS VIDEO ★★

10 Reasons Why People Spend More Money Than They Earn, How to spend less money, how to spend less money UK, how to stop spending money, 10 ways to spend less and save more money, spend less save more, 10 ways to spend less money, how not to spend money, spending money, How To Spend Less Money in 7 Steps, The Money Blueprint, Debt, Lifestyle inflation, how to stop spending money, Money Mindset, Mindset, personal development, personal growth, money, business, Side Hustle Ideas, Ways To Make Extra Money, Budgeting, How to Start A Budget, Ken Okoroafor, The Humble Penny.

Massive thanks for watching and following our channel 🙂 ♥

Best, Mary and Ken Okoroafor

DISCLAIMER: We are NOT Financial Advisers and do NOT offer Financial Advice. We create these videos for education and entertainment purposes.

AFFILIATE DISCLAIMER: For FULL Transparency, some links above or in this video may be Affiliate Links. This means that we might receive a commission if you purchase through our affiliate links

#howtosavemoney #MoneyMindset #howtospendlessmoney

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